We broker hassle free mortgages for your first home, next home and investment property.
Get access to the best lenders, interest rates and mortgage repayment strategies, free of charge.
“His professionalism and integrity are evident in every interaction. Cody is always available to answer questions and provide updates, ensuring that his clients feel informed and supported throughout the process.”
Our Services
We are an On-Demand Mortgage Brokering Service.
What if you could create the financial success you’ve always wanted for yourself and your family?
That’s where we come in.
We help our clients gain a better understanding of their finances and mortgages, allowing them to think more like investors and less like spenders. When this shift happens, their mindset changes, and they naturally make decisions that move the needle on their wealth position.
With our support you will become the money expert you were meant to be.
-
Helping you secure the best loans to make your dream home a reality, whether you’re just starting out or upgrading to your next chapter.
We provide a fast & simple approval with top rates and cash back offers.
-
Unlock your homes equity to build your portfolio with expert advice and financing options to maximize your investment potential and continue growth.
-
We help you save money and optimize your mortgage with competitive refinancing and refix strategies tailored to your financial goals. Our solutions aim to help you become mortgage-free sooner while unlocking access to new cashback incentives every 3-4 years. Let’s make your mortgage work harder for you!
-
Need a Loan Top-Up for Renovations, Lifestyle Expenses, or Debt Consolidation?
If you're looking to secure extra funds for home renovations, cover lifestyle expenses, or consolidate existing debts into one easy payment, we can assist you every step of the way.
We can guide you through the process with your current lender or explore other options with different lenders to find the best solution for your needs.
-
We help you find the ideal coverage to safeguard you and your family, balancing comprehensive protection with a budget that fits your life today and evolves with you into the future. Together, we’ll create a plan that provides peace of mind and financial security for the years ahead.
About Us
We are a small team that work closely with our clients to help secure the finance for their ideal property.
With a focus on delivering a “high-touch” service, we work diligently to provide fast, responsive, and tailored support at every step of the process.
Our holistic approach ensures that every property finance solution aligns seamlessly with our clients’ broader tax and estate planning goals.
Nestled in the heart of the stunning "Winterless North" in Kerikeri, our office proudly serves the local community with personalised, in-person support. For clients across the country, we offer seamless online services, ensuring expert guidance is always within reach.
Cody Subritzky Inc. Limited is a Financial Advisor Practice (FAP) regulated by the FMA
Meet The Team
-
Principal Advisor
Born and raised in West Auckland, Cody made the move to Kerikeri a decade ago, where he’s built a life he loves - raising his family and a fortunate career as a financial adviser.
His journey in financial services began with life insurance, but it didn’t take long to discover his passion for investment property finance. Today, he’s 15 years into helping people achieve their wealth goals through property, blending his expertise with a genuine passion for financial empowerment.
As a proud seventh-generation New Zealander, Cody’s deeply connected to his Northland roots. He treasures the peaceful country and coastal lifestyle Kerikeri offers, and firmly believe that health & happiness is the foundation of true wealth.
Outside of work, he finds joy in life’s simple pleasures - boating with his kids, exploring hiking trails, improving his property and unwinding with friends over a cold beer.
-
Advisor Support & Marketing.
With a Master’s degree in Health Psychology, and extensive experience in social media management and administrative data analysis, Melika blends precision and efficiency in every task she undertakes. Her sharp analytical acumen, coupled with a creative flair, brings depth and originality to both marketing initiatives and client management strategies.
Having called Kerikeri home for several years, Melika has fostered strong community connections and meaningful relationships, proudly embracing her role as a valued member of the local area.
In her spare time, Melika nurtures her passion for food gardening and enjoys unwinding with close friends over a glass of wine.
FAQs
-
In-Depth Discovery Call
We start with a detailed discovery call to understand your financial situation, goals, and expectations.Scope of Service
We outline the scope of work and clearly define the services we will provide based on your unique needs.Supporting Documents
We gather and compile all necessary supporting documents required for the application process.Application Submission
We submit your application to the most suitable lender(s) on your behalf.Conditional Approval
Once conditional approval is granted, we guide you through meeting the lender’s requirements.Loan Structure & Implementation
We work with you to finalize the loan structure and ensure smooth implementation.Review
We conduct a post-settlement review to ensure your loan continues to meet your needs over time.
-
We help both employed and self-employed clients seeking property finance for any goal weather it be a first home, next home or refinance.
-
Our service is completely free of charge to our clients. We are compensated through a commission paid by the banks & insurers upon the issuance of your loan or policy.
Please review our disclosure statement for more information.
-
Our Lenders:
ASB
ANZ
BNZ
Westpac
SBS
Bank of China (BOC)
Co Op
Pepper Money
Liberty Finance
FinBase
Base Corp
Life & Medical Insurers:
Fidelity Life
Partners Life
Asteron Life
NIB
-
Leverage Expertise
We understand the nuance of each bank and where you are likely going to get the best outcome.
Save Time
The process of applying for an finance approval can be lengthy if you go it alone especially if you need to work with more than one lender. Working with us save you many hours.
Free of Charge
There is no direct cost to clients who engage in our service.